Besser Credit Union

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Routing Number
Main Phone Number
(989) 356-1880
Main Office Address
1381 N Bagley St
Alpena, MI 49707-8101
Main Office Hours
Tuesday Hours: 8:30 AM - 5:30 PM

Besser Credit Union was chartered on 01/01/1966. Headquartered in Alpena, MI, it has assets in the amount of $65,296,704. Its 8,472 members are served from 2 branch locations. Deposits in Besser Credit Union are insured by the NCUA.

A.Individuals who live or work in Alpena County, Michigan or in the townships of Krakow, Posen, Pulaski or Presque Isle in Presque Isle County, Michigan.

B.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county or in a county contiguous to the county where the credit union's main office or a branch is located.

C.Employees of this credit union.

D.Members of the immediate families of the foregoing.

E.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

F.A spouse of a deceased member if elected to membership prior to remarriage.

G.All members of record as of the date of amendment.
Edit Info
Charter Number
Chartered On
Jan. 1, 1966
Number of Members
Nancy K Montie
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
  • Merchandise Purchase
  • Internet Access Services
  • Mobile Payments
  • Merchant Processing Svs
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • First Time Homebuyer Program
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Pay Day Loans
  • Debt Cancellation/Suspension
  • Participation Loans
  • Credit Builder
  • Refund Anticipation Loans
How was your experience at this Credit Union? Share your thoughts:
Branches in: Michigan


Main Office
Main Office Location
1381 N Bagley St, Alpena, MI 49707-8101
Tuesday Hours: 8:30 AM - 5:30 PM
Alpena - 7421 Us Highway 23 N
7421 US Highway 23 N, Alpena, MI 49707-7941
Tuesday Hours: 8:30 AM - 5:30 PM

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